Refinance Fee Estimate

Thank you for considering Village Settlements, Inc. to conduct the refinance settlement of your property. This letter is in response to your request for a schedule of our fees. Our policies are to quote our fees to you, in writing. No gimmicks, fine print, asterisks or “bait and switch” tactics will be utilized. Our attorneys will ALWAYS conduct the settlement. We will not allow this important transaction to be conducted by a settlement officer or title clerk.

Our fee schedule for your refinance settlement is as follows:

Settlement Fee
Delivery/Overnight Services
Title Examination
Title Binder                                                                                                                                                                                                                              
Wire Service Fee
Survey Affidavit (in lieu of house location survey)

Electronic Recording or Digital Fees

Electronic Storage Fee


Obtain/prepare 1 Release (add $100/additional release)


Closing Fee= $975.00

Title Abstract=$115-$175

Lenders Title Insurance

Click here for our Title Insurance Premium Calculator

On all settlements where a Remote Online Notary is used, there is a $45 Technology Fee.

Please keep in mind that this list does not include any lender fees, outstanding property taxes, state recordation taxes (if any), or court recording fees. A sample settlement sheet and a discount certificate can be found at In the event there is a simultaneous settlement on a second mortgage or equity line, then there is an additional fee of $195.00. If the lender requires title insurance on the second loan, there is an additional fee for the regular title insurance premium.


If you have any questions or concerns, please feel free to contact Village Settlements at 301-590-9300 and ask to speak to any of our attorneys.